• July 30, 2025: Bank of Canada Holds Rates at 2.75%

     July 30, 2025: Bank of Canada Holds Rates at 2.75%,Susan Cramer

    On July 30, 2025, the Bank of Canada held its overnight policy interest rate at 2.75% for the third consecutive meeting, while the Bank Rate remained at 3.00% and the deposit rate at 2.70%. No surprises here — most economists and market watchers had anticipated this hold. In the official statement,

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  • 7 Tips to Make Downsizing Easier

    7 Tips to Make Downsizing Easier,Susan Cramer

    Downsizing can be a daunting task, whether you're moving into a smaller home, decluttering your living space, or simply reducing your possessions. Here are some tips that can help make the process easier: Start early: Give yourself plenty of time to go through all of your belongings and decide wh

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  • When Is the Best Time to Buy a Recreation Property?

    When Is the Best Time to Buy a Recreation Property?,Susan Cramer

    If you’ve been dreaming of owning a lakeside cabin, a park model, or a cozy retreat where you can escape the hustle and bustle, one question inevitably comes up: “When is the best time to buy a recreation property?” The short answer? It depends on what matters most to you. Let’s break it down into t

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  • 8 Questions Realtors Get Asked All the Time (And What You Really Need to Know)

    8 Questions Realtors Get Asked All the Time (And What You Really Need to Know),Susan Cramer

    If you've ever started a conversation with a REALTOR®, there's a good chance it began with one of these eight questions. And we get it—buying or selling a home is a big decision, and you want to make sure you're informed and ready. Here’s how I usually answer the questions clients ask most often (p

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  • Top 5 Surprises on Closing Day and What You Can Do About Them

    Top 5 Surprises on Closing Day and What You Can Do About Them,Susan Cramer

    Closing day in a real estate transaction can bring about surprises. While it's essential for both buyers and sellers to carefully review and address all details in the purchase agreement, unexpected issues can still arise. Here are some common surprises on closing day and what you can do about them

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  • Alberta’s Recreational Property Market in 2025: Are Prices Headed Higher?

     Alberta’s Recreational Property Market in 2025: Are Prices Headed Higher?,Susan Cramer

    The Financial Post recently shared insights into where recreational real estate is heading in 2025 — and it's looking like another strong year for cottage country across Canada. While much of the national spotlight focused on eastern provinces and high-demand destinations like Muskoka, Alberta is q

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  • Bank of Canada Holds Interest Rate Steady: What It Means for Real Estate Buyers and Sellers

     Bank of Canada Holds Interest Rate Steady: What It Means for Real Estate Buyers and Sellers,Susan Cramer

    On June 4, 2025, the Bank of Canada announced it would hold its benchmark interest rate at 2.75%   This decision reflects the Bank's effort to balance inflation concerns with signs of a slowing economy. While the rate didn’t increase or decrease, this “pause” carries meaningful implications for anyo

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  • Top Ten Things You Should Do to Get Your Home Ready to Sell

    Top Ten Things You Should Do to Get Your Home Ready to Sell,Susan Cramer

    Preparing your home to sell can be a daunting task, but there are steps you can take to make the process go smoothly and maximize your chances of a successful sale. Here are the top ten things you should do to get your home ready to sell: Clean and Declutter: A clean, clutter-free home looks more s

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  • What It’s Like to Live Full-Time at Gleniffer Lake

    What It’s Like to Live Full-Time at Gleniffer Lake,Susan Cramer

    Why we traded city life for year-round lake living—and never looked back. When we made the move to Gleniffer Lake full-time in 2018, a lot of people thought we’d lost our minds. We weren’t retired, and we weren’t close to it—we were just done with the pace of big-city living. When COVID hit, we tra

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